Maurice Adam Weber approaches banking as a tool for teaching people how to manage money effectively. As the CEO of Henri, he has created a platform that helps users build better financial habits through education and interactive tools. Unlike traditional banks, Henri focuses on guiding users rather than simply providing services. The platform uses games and challenges to teach financial skills, making learning about money engaging and accessible.
HenriPay sets itself apart from competitors like Revolut by emphasizing financial literacy over transactions. “Our formula improves traditional banking, making financial wellness accessible to everyone,” Weber explains. His book “From Vaults to Clouds,” co-written with Benjamin van der Lande, expands on this vision, criticizing outdated banking systems and advocating for tools that empower individuals.
From Bricks to Clicks: Weber’s Money Makeover
HenriPay Holding N.V., originally focused on real estate, underwent a complete transformation under Weber’s leadership. In December 2024, the company rebranded from HB Holding N.V. to HenriPay Holding N.V., aligning its identity with its fintech focus. This helped grow the company’s market value from €500 million to €4 billion. This helped cement its position as a leader in financial technology.
Weber’s ability to revive struggling companies is evident in his work with mobyyou. As Interim VP, he led the software firm from near bankruptcy to securing a $1.7 billion contract. His leadership also earned him a 2025 Global Recognition Award for excellence in financial technology. The award highlighted his role in combining advanced tools with user-friendly designs to make financial services accessible to all.
From Vaults to Clouds: Banking’s New Chapter
Weber’s work is not exclusive to running companies. His book “From Vaults to Clouds,” co-written with Benjamin van der Lande, has become an Amazon bestseller since its release in December 2024. The book tells the story of how the 2008 financial crisis changed banking forever and opened doors for new financial technology companies.
“The truth is here… From Vaults to Clouds is now available on Amazon Kindle. The 2008 crisis was just the beginning. Since then, banking has been shifting—faster than most people realize,” Weber wrote. The book unpacks complex ideas about finance in simple terms, making it useful for both experts and beginners.
What makes this book stand out is the unusual partnership behind it. After Weber and van der Lande spoke at the World Economic Forum, they caught the attention of Michael Rothschild, whose family helped create modern banking systems. Rothschild encouraged them to write this book together, bringing three different viewpoints to the same story. This mix of old banking wisdom and new tech thinking helps readers understand both the history and future of money management.
Exploring What’s Out There
Weber aims to extend Henri’s reach beyond Europe, perhaps where areas have limited access to traditional banking but high smartphone use, making them ideal for digital solutions like Henri. Weber hopes to bring financial education and tools to millions more users.
Henri is also exploring blockchain technology to reduce costs and remove barriers in financial systems. Weber’s “Frictionless Bars” concept simplifies the user experience while addressing knowledge gaps that keep many people excluded from economic opportunities. This approach reflects his belief that improving financial literacy is key to creating lasting change, a theme he explores thoroughly in “From Vaults to Clouds,” where he and co-author van der Lande challenge conventional banking wisdom.
Banking 2.0: The Billion-People Plan
Weber sees a world where banking is not just about transactions but about helping people take control of their finances. By 2030, he plans to empower one billion people through Henri, transforming how they manage money and plan for the future. His strategy combines education with cutting-edge technology. This challenges traditional banking models that have remained unchanged for decades.
Through Henri’s focus on teaching, HenriPay’s strong foundation, and mobyyou’s patented technologies, Weber is creating a comprehensive approach to global financial inclusion. His work not only redefines what banking can be but also sets a new standard for how technology can improve lives worldwide.
